Equities First Holdings is a stock-based loan providing company based in the United States. As a matter of fact, the company has sought to take over the world as one of the best options concerning the allocation of fast working capital. For you to secure a loan with the company, you just have to give them your stocks as collateral and get the fast working money. In his case, you will make sue o adhere to the contract. If you fail to bring back the money promptly, they will liquidate your stocks and get back their money. For this reason, you will have nowhere to go.
In the recent past, the company has seen growth in the intake of fast working capital during the harsh economic crisis. When the crisis sets in, banks tighten their lending capabilities. For this reason, most people fail to get the loans. Moreover, the banks also have their loans raised in interests to have most people scared away from the loans. As a matter of fact, no one has a better understanding of what to do when the crisis sets in. But for those who are wise, they understand that Equities First Holdings is the best option to contain your needs.
According to Al Christy of Equities First Holdings, the many people do not understand the differences between the stock-based loans and margin loans. For this reason, they end up worrying that the two loans are seamless. As a matter of fact, the two loans are very different in nature. For the margin loans, the use of the loan must be stated for you to qualify for the loan. However, the use of the loan is not reported for the stock-based loans for you to secure the loan. Moreover, it is now clear that the stock-based loans are better than the margin loans.
Equities First Holdings is a company which specializes in providing securities based lending services to high net individuals or businesses. Investors are readily presented with the details and can easily access the funding. The process of acquiring the loan is simple and secure and starts with the business or individual contacting Equities first with their proposal collateral. Once that is complete, Equities First will come up with the loan terms and calculate the loan-to-value ratio which provides a fixed interest.
The client has to note that collateral and loan proceeds are put into a holding account at the same time. At a time when banks have set strict rules on the lending loans, EFH provides clients with alternative financing solutions. Small enterprises will benefit a lot from EFH’s credit system. Founder and Chief Executive Officer of Equities First Holdings Al Christy, says that for individuals looking for working capital, it is wise to choose margin or stock-based loans.
Stock-based loans, however, have an advantage over margin loans in that they provide a higher loan to value ratio compared to margin loans and have a fixed interest rate. Such benefits make it easier for the investor to make a decision regarding the loans. They provide a hedge during instabilities in the market and lower the risk of the borrower losing their capital. In the case of depreciation, the borrower can always cancel the loan. Margin loans are a disadvantage considering that the borrower has to be pre-qualified and also give details on how the money will be used.
EFH, LLC was founded in 2002 by the current CEO Al Christy. For the past fourteen years, the company has been helping clients meet their financial targets. Since its inception, the company has managed over 650 transactions which account for over $1.4 billion, offering the customers a higher loan to ratio values at low fixed rates. Having been in existence for over a decade and a half, EFH has become a global leader and lender in alternative shareholder financing solutions. Their clients are increasing day by day. The company’s headquarters are in Indianapolis, Indiana. (U.S).